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Privacy Policy

Last updated: June 11, 2026

1. Information We Collect

We collect information you provide directly: name, email, account credentials, and credit report data you choose to upload. We also collect usage data such as pages visited and features used.

2. How We Use Your Information

We use your information to provide credit analysis, generate dispute templates, deliver personalized recommendations, process payments, and improve the Platform.

3. Credit Report Data

Credit data you upload is encrypted in transit and at rest. We never sell your credit data. We use it only to power the tools you've requested.

4. Sharing

We do not sell your personal information. We share data only with: (a) infrastructure providers necessary to operate the Platform, (b) payment processors, and (c) authorities when required by law.

5. Your Rights

You have the right to access, correct, delete, or export your data. Email privacy@creditfetish.com to make a request.

6. Cookies

We use cookies and similar technologies to keep you signed in and measure usage. You can disable cookies in your browser, though some features may stop working.

7. Data Retention

We retain your data while your account is active and as required for legal, accounting, or reporting obligations.

8. Children

The Platform is not intended for individuals under 18.

9. Changes

We may update this Privacy Policy. We will notify you of material changes by email or in-app notice.

10. Contact

Privacy questions: privacy@creditfetish.com.